"Award-winning financial advisor Ric Edelman reveals how exponential technologies will alter virtually every aspect of your life-with profound implications for your personal finances. Ric radically upends traditional financial planning, showing that you need not just one financial plan, but three--one for now, one for later, and one for much later. You'll learn: why you're likely to live and enjoy good health much longer than you realize--and the impact on your financial future; how you must alter your plan to shift from the familiar linear lifeline (school-job-retirement-death) to the new cyclical lifeline; the importance of Career Planning--even if you're in your 50s or 60s--and how to manage this transition without damaging your savings and investments or incurring debt; the one investment strategy you need in the 21st century, including how to invest in companies that are leaders in exponential technologies and how to generate income from your investments; why nursing homes are becoming obsolete--and with them, long-term care insurance policies, and what this means for you; how to deal with new complexity in estate planning--including the handling of such issues as protection of digital assets; how you'll spend your time--and money--in retirement, and why the future will be the happiest time of your life."--Jacket.